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Ontario Wide Insurance

Family-owned and operated insurance brokerage since 2009.

At Ontario Wide Insurance, we recognize that without the support and trust of our valued customers, we would not have had the opportunity to successfully shape our business over the years. We remain committed to providing our clients with reliable insurance solutions and the highest level of customer service possible.

Our brokers believe in furnishing clients with an insurance value that combines coverage, service, and price with personalized, quality service. This service includes professional insurance advice, ongoing policy maintenance, and claims support while acting as your advocate and utilizing our experience to represent your individual interest. Read more about us!

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As an independent brokerage, we are here to help you find the right coverage.

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Personal Insurance

Trusted advice and insurance solutions to protect what matters most.

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Coverage and risk management solutions for companies of all sizes.

Insurance Solutions Tailored to You

Providing a variety of personal insurance and business insurance solutions is what Ontario Wide Insurance does best.

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Real clients. Real reviews. Real coverage.

“I’ve been using Ontario Wide for over six years now and couldn’t recommend them enough. I feel like they’re always on the lookout to get me the best deal, and they’re always super responsive whenever I need to get something covered.”

– Sean Walsh

The team at Ontario Wide are fantastic. They were quick to respond and always met my timelines. Their prices are also of great value.

Sean Caravan

They were quick respond, and very helpful in deciding what was best for me. As a new car owner, I found the entire process very quick and extremely customer oriented.

Matt Lahey

Jaden provided such incredible service! He was quick, professional, thorough, and really found me the best deal for car insurance!

Laura Montgomery
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Independent Brokerage

The Advantage of an Independent Brokerage

What makes our independent brokerage different?

  • We represent multiple insurance companies.
  • We are licensed insurance advisors.
  • We are by your side every step of the way.
  • We offer a wide variety of insurance solutions.
  • We are there for you in your time of need.
Find Out How
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Get a glimpse of the risks you face and how your insurance can protect what matters most.

Cyber Liability
Cyber Liability Coverage
Risk Factor

The Internet has spun a whole new web of liability exposures. E-commerce, social networking, cloud storage, and other technologies bring great benefits to large and small businesses alike. But with these benefits also come challenges, including protection of privacy, data, and financial information of your customers. If this information is lost, stolen, or compromised, your company is at risk. In fact, you may even be required by law to alert those impacted by the breach and to pay for any financial loss incurred.

Solution

Cyber liability coverage offers protection due to unauthorized access of electronic data or software within your network. It also provides coverage for spreading a virus, computer theft, extortion, or any unintentional act, mistake, error, or omission made by an employee. This coverage is quickly becoming more and more important as you embrace technology to help run your business.

First-Party Coverage
Risk Factor

If your company is faced with a data breach or cyber-attack, you may be forced to cover breach-related expenses such as crisis management, hiring a public relations firm to manage a data breach incident, costs associated with forensic analysis, the cost of repairing and restoring computer systems if there is a virus that destroys business software and data, and the loss of business income resulting from a data breach.

Solution

First-party coverage will insure your business for losses to your own data or lost income or for other harm to your business resulting from a data breach or cyber-attack. This coverage will pay you for things like business interruption, the cost of notifying customers of a breach, and even the expense of hiring a public relations firm to repair any damage done to your image as a result of a cyber-attack. Having this funding available in the event of a crippling hack can keep the lights on till you’re able to resume your normal business operations.

Business Income
Risk Factor

What would you do if an email virus impacted the operation of your database and prevented you from serving clients for a day or more? Or what if a hacker or cyber-criminal caused a system outage or extended downtime, leaving your business inoperable? These and other events can destroy your ability to serve clients and bring in revenue, which can have a major long-term impact on the viability of your business.

Solution

Business interruption insurance compensates you for lost income if your company cannot operate as normal due to disaster-related damage that is covered under your commercial property insurance policy, such as data breach or cyber-attack. Business income insurance covers the revenue you would have earned, based on your financial records, had the disaster not occurred. The policy also covers operating expenses, like electricity, that continue even though business activities have come to a temporary halt.

Third-Party Coverage
Risk Factor

If your business handles sensitive customer data (such as email lists, credit card records or other files), data breaches pose a serious threat to your financial stability. A lawsuit resulting from a data breach means your business is responsible for paying legal fees, court-ordered judgments or settlements and other court-related costs.

Solution

Third-party coverage protects you in the event of a lawsuit brought by a customer or partner for a data breach that your business' actions or negligence allowed.

Regulatory Claim Coverage
Risk Factor

If your business experiences a data breach or violation of confidential information during regular business operations, you may be found in violation of privacy laws and be required to pay fines for the violations or other regulatory issues.

Solution

You may be eligible for regulatory claim coverage which would offer protection in response to proceedings related to disclosure laws and other governmental actions that can result in defense costs, fines and/or penalties. Coverage does vary and may be restricted by local law.

Ransom Coverage
Risk Factor

If hackers gain control of critical systems, they may demand a ransom be paid to avoid additional consequences. Sometimes these can be empty threats, but it’s impossible to know for sure. Paying the ransom can be costly. Taking a chance by choosing not to pay can sometimes put a company out of business.

Solution

Coverage for ransom and cyber extortion can be included in cyber liability policies and can help cover the cost of ransom to regain control of network systems. This is often not included in a standard policy, may include a separate sublimit and deductible, and may require adherence to certain conditions set forth by the insurer.

Cyber Liability 101

Protect your business from hacks, cyber attacks, and other online threats.

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  • Discover your risks.
  • Get the right coverage.
Find Out More

As an independent brokerage, we are here to help you find the right cyber liability insurance coverage.

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As an independent brokerage, we are here to help you find the right coverage.

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Oakville, ON

23-1525 Cornwall Road
Oakville, ON L6J 0B2

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